eCommerce Payment processing

eCommerce payment processing
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To run a successful online shop business, you need to have an eCommerce payment processing system in place to be able to accept payments from your customers.

The online payment system for an eCommerce site consists of two main parts: a merchant account (payment gateway) and a payment processor (merchant service).

A merchant account is an account that a seller holds with an institution such as a bank.

A Payment Processor is a company or third party that handles transactions such as credit card and debit card payments.

Amazon Pay

Many people have an Amazon account, and Amazon Pay makes the whole checkout process very easy. Amazon Pay integrates with Shopify and BigCommerce.

One disadvantage is that for a business with low monthly volume, Amazon Pay processing fees can be expensive.

Apple Pay

Apple Pay is a digital wallet for iOS users. Purchases can be completed using a fingerprint or facial recognition. Apple Pay can also be accepted at brick and mortar stores. Apple does not charge any additional fees to merchants for accepting Apple Pay.


Square, while known for POS systems, also provide a competitively priced option for selling online.

Integrating Square to your eCommerce platform is easy. 

Some of their eCommerce partners include: Wix, WooCommerce, Ecwid, 3DCart, OpenCart, Magento, Drupal Commerce, X-Cart, Zen Cart and WordPress.


Stripe is a versatile option that is great for eCommerce shops, subscription services, or on-demand marketplaces. 

Stripe accepts all major credit cards and debit cards, including Visa, Mastercard and American Express.

Some alternative payment options such as Google Pay, Apple Pay and Microsoft Pay can be integrated


PayPal has the advantage that it is a well-established, trusted brand. With PayPal for eCommerce you can accept credit cards, debit cards and more.

Google Pay

Google Pay can be integrated with Shopify, as well as Stripe and Square.

Shopify Payments

Shopify offers a complete eCommerce platform to build your online shop from a choice of templates, with the option to use their payment processing system. There is integration with over 100 payment gateways.